How to Manage your Money ?

Why are we talking about giving away money eh kasasabi lang natin na we have to save ?  Giving back to God and honoring Him is a hard thing to do if you haven't heard about or don't believe in God's promises in the Bible. Sabi ni Lord through the Prophet Malachi: " Bring to the storehouse a full tenth of what you earn so there will be food in my house. Test me in this, says the Lord All-Powerful. I will open the windows of heaven for you and pour out all the blessings you need. " - Malachi 3:10 Marami ang nagbibigay ng testimony tungkol sa pagtupad ng Panginoon sa kanyang promises tungkol sa Giving. Gaya ng sinabi niya sa Luke 6:38 " Magbigay kayo at kayo'y bibigyan. Hustong takal, siksik, liglig, at umaapaw ang ibibigay sainyo. Sapagkat ang panukat na ginamit sa iba ay siya ring panukat na gagamitin sa inyo. " You give not because you are expecting a reward or want a bigger return on your investment. When you reach this point in your C...

Bakit kailangan natin mag-Ipon ? Ang purpose ng pag-iipon is so that we may become generous and able to support ourselves and our family (and even our extended family who may need help).  Although the Bible has many verses on money, wala itong masyadong sinasabi tungkol sa pag-iipon ng pera.  Sabi ni Solomon:  " G ood people leave an inheritance to their grandchildren, but the sinner's wealth passes to the godly. " -Proverbs 13:22 Ang tawag ng mga financial writers sa principle na ito ay,  " PAY YOURSELF FIRST " If you habitually and automatically " pay yourself first " you will eventually have excess funds. There is only one reason that God supplies a surplus of wealth to a Christian--so that he will have enough to provide for the needs of others. Because true wealth comes with the gift of giving. God promises His blessings to all who freely give and promises His curse on those who hoard, steal,covet and idolize.  When ...

Mag-Ipon Tayo Para makaipon ng unang milyon kailangan mong mag-umpisa sa pag-iipon ng piso-piso. Huwag mong isipin na maliit ang piso. Kahit mga barya sa tabi tabi lang ay ipunin! Mag-ipon hindi lang paminsan-minsan kundi tuwing sasahod ka o tatanggap ka ng profit sharing sa iyong negosyo. " BE SUPER AGGRESSIVE AND DISCIPLINED IN SAVING. " 😃 Ganito yon.. Kung ang sweldo mo ay P10,000/month start saving P1,000 every month. Kung P20,000/month eh di P2,000 a month ang i-save mo or even bigger. Disiplina at Pagtitiis ang kailangan. Para alam mo naman kung saan napupunta ang iyong pera, gumawa ka ng savings and spending diary. List down in a notebook ang lahat ng iyong natatanggap at lahat ng perang lumalabas. Do it daily. You become more conscious about your spending pag may budget diary ka. Then at the end of the month, look at your expenses carefully. Tignan mo kung saan ka pwedeng magcut-down ng gastos. By listing down where you spent your money, you'll be...