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Strategy number 1 : Develop the habit of saving

Mag-Ipon Tayo

Para makaipon ng unang milyon kailangan mong mag-umpisa sa pag-iipon ng piso-piso. Huwag mong isipin na maliit ang piso. Kahit mga barya sa tabi tabi lang ay ipunin!

Mag-ipon hindi lang paminsan-minsan kundi tuwing sasahod ka o tatanggap ka ng profit sharing sa iyong negosyo.

" BE SUPER AGGRESSIVE AND DISCIPLINED IN SAVING. " 😃

Ganito yon..

Kung ang sweldo mo ay P10,000/month start saving P1,000 every month. Kung P20,000/month eh di P2,000 a month ang i-save mo or even bigger.

Disiplina at Pagtitiis ang kailangan.

Para alam mo naman kung saan napupunta ang iyong pera, gumawa ka ng savings and spending diary. List down in a notebook ang lahat ng iyong natatanggap at lahat ng perang lumalabas. Do it daily.

You become more conscious about your spending pag may budget diary ka. Then at the end of the month, look at your expenses carefully. Tignan mo kung saan ka pwedeng magcut-down ng gastos. By listing down where you spent your money, you'll be encouraged to save and think of ways to increase your income. 

Magic Formula:
Income - Savings = Expenses

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