What's important is not how much you make, but how much you save. It is much easier to save money if you live a simple life. And the important thing when you start earning is not to let your possessions possess you.
Separate your spending from your emotions
Emotions play a big part in our decisions regarding money.
Example: Wala kang pera pero nanlibre ka pa rin dahil ayaw mong matawag na kuripot. Or depressed ka kaya gusto mo mag-goodtime ---manood ng sine, mag-inom, mag-escape sa Tagaytay na kahit wala sa budget.
Kailangan talaga ng disiplina na hindi magdecide sa mga isyung pera kapag emosyonal, pagod or stressed out.
It's easy to get carried away by our emotions and say,
" Bahala na " when shopping. But learn how to separate your spending from your emotions and you'll be better off.
" Pray before you pay "
Forget about impressing people with brand-new things.
Keep on living simply to control your spending.
Later on in life, especially if you are hardworking and investing in your education and upgrading your skills, you will be making more money.
When you receive more money , don't get tempted to increase your spending as well.
" As goods increase, so do those who consume them, And what benefit are they to the owner except to feast his eyes on them? " -- Ecclesiastes 5:11
Many people , myself included, have fallen into the trap of increasing their purchases and expenses as their income increases. Then they find out that even if their income has increased their savings did not increase.
" Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. " -- Ecclesiastes 5:11
Remember, it is not just how much you make but how much you save by being frugal o matipid. " being frugal is the cornerstone of wealth-building. " The opposite of being frugal is being a gastador.
Huwag magpadala sa peer pressure o mainggit sa mga kapitbahay o kaibigan na may malalaking bahay or mamahaling gamit.
The Bible says,
" Keep your lives free from the love of money and be content with what you have because God has said, ' Never will I leave you, never will I forsake you. "
-- Hebrews 13:5
Separate your spending from your emotions
Emotions play a big part in our decisions regarding money.
Example: Wala kang pera pero nanlibre ka pa rin dahil ayaw mong matawag na kuripot. Or depressed ka kaya gusto mo mag-goodtime ---manood ng sine, mag-inom, mag-escape sa Tagaytay na kahit wala sa budget.
Kailangan talaga ng disiplina na hindi magdecide sa mga isyung pera kapag emosyonal, pagod or stressed out.
It's easy to get carried away by our emotions and say,
" Bahala na " when shopping. But learn how to separate your spending from your emotions and you'll be better off.
" Pray before you pay "
Forget about impressing people with brand-new things.
Keep on living simply to control your spending.
Later on in life, especially if you are hardworking and investing in your education and upgrading your skills, you will be making more money.
When you receive more money , don't get tempted to increase your spending as well.
" As goods increase, so do those who consume them, And what benefit are they to the owner except to feast his eyes on them? " -- Ecclesiastes 5:11
Many people , myself included, have fallen into the trap of increasing their purchases and expenses as their income increases. Then they find out that even if their income has increased their savings did not increase.
" Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. " -- Ecclesiastes 5:11
Remember, it is not just how much you make but how much you save by being frugal o matipid. " being frugal is the cornerstone of wealth-building. " The opposite of being frugal is being a gastador.
Huwag magpadala sa peer pressure o mainggit sa mga kapitbahay o kaibigan na may malalaking bahay or mamahaling gamit.
The Bible says,
" Keep your lives free from the love of money and be content with what you have because God has said, ' Never will I leave you, never will I forsake you. "
-- Hebrews 13:5
--------------------
Comments
Post a Comment